Moving in the new year is possible. Act now to get into the housing market. It could help you buy sooner, smarter and cheaper to start the new year in a new home. Get everything lined up - including a lower mortgage rate, faster and easier home-purchase process, and a home that’s a better match for the location, size, style and floor plan you want.
Create a plan:
1. Make your list.
- Write down what you need vs. what you want in a home.
- Think about size, layout, features, and location.
- Prioritize your list as clear goals help guide decisions and reduce regret later.
- Popular wants: granite/quartz countertops, spacious backyard, high-end appliances, home office
- Design preferences: open floor plan, exterior style, tall ceilings, one or two-story
2. Research smart.
- Use resources like online tools including NewHomeSource.com to help you on your journey.
- Look into mortgage options, school districts, and available homes in areas you like.
- Spend time in those neighborhoods.
- Be ready to adjust your wish list to match your budget.
3. Save more than you think.
- Even with builder warranties, some costs will fall on you.
- Determine your down payment.
- Don’t forget to plan for moving costs, utility deposits, maintenance, landscaping, and window coverings.
4. Talk to a pro.
- A sales consultant can walk you through pricing, floor plans, financing, and timelines.
- No pressure to buy – use them as a resource.
- Booking an appointment often means better answers and attention.
5. Take your time.
- New home buying can be exciting but exhausting.
- If you don’t have a deadline, move at your own pace.
- When the right home shows up, you’ll be ready to act.
The bottom line: Buying a home is a big move. Start early, plan ahead, and stay focused on what really matters to you. A little prep now can lead to a better home – and a better deal – in the new year. Source
NMLS ID 394275 | DRE ID 01769353
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